224 résultats
pour « Actualités réglementaires »
Insurance Europe, representing the European (re)insurance sector, published a statement on 27 February 2026 calling for a "stop-the-clock" on the implementation of the Insurance Recovery and Resolution Directive (IRRD), scheduled to apply from 30 January 2027. The organization expresses concerns over remaining uncertainties in the proposal's scope, definition of critical functions, and funding responsibilities, with only about one year left for preparation. It argues that the current framework risks being overly detailed and burdensome, exceeding international standards and potentially harming EU insurers' global competitiveness. Insurance Europe proposes ten measures to make the IRRD proportionate, clear, and workable, including postponing the timeline, phasing in requirements, scaling back reporting templates, adopting a risk-based approach, and conducting a full impact assessment.
This consultative document outlines a new initiative to organize its extensive library of regulatory guidance and industry practices. By transitioning from individual PDF documents to a consolidated modular framework, the Committee aims to improve the accessibility and long-term maintenance of these materials. This reorganization involves streamlining existing content by removing outdated or repetitive information, resulting in a substantial reduction of total guidance volume. The draft chapters cover diverse topics, ranging from risk management and operational resilience to the prevention of financial service abuse. While the structure is being modernized for a user-friendly online experience, the Committee emphasizes that these changes do not alter current policies or introduce new mandates. Stakeholders are invited to provide feedback on the clarity of the framework and the relevance of the included materials before the project is finalized in late 2026.
This is a consultation on revising joint guidelines for assessing the suitability of management body members and key function holders at EU banks and investment firms. Open until 25 May 2026, it is part of a broader “Suitability Package” that includes draft Regulatory Technical Standards on documentation requirements. The revisions aim to harmonize suitability assessments across the EU, reflect new Capital Requirements Directive requirements, clarify controls for third-country branches, link assessments with anti-money-laundering frameworks, and introduce simplification measures.
A public hearing is scheduled for 15 April 2026.
Ce retour sur la réunion de Place sur les Entreprises d'investissement (EI) détaille les exigences réglementaires et les modalités de supervision imposées par l'ACPR aux établissements financiers, en mettant l'accent sur la gouvernance interne et la gestion des risques. Il définit une séparation stricte entre les organes de surveillance et de direction, tout en exigeant une transparence totale sur l'actionnariat et les fonds propres.
Un volet majeur concerne la mise en conformité avec le règlement DORA, incluant la tenue d'un registre des services technologiques et des tests de résilience numérique. Le retour précisen également les protocoles de reporting via le portail OneGate et les critères d'évaluation de l'ICARAP pour garantir la solvabilité. Enfin, l'autorité souligne l'importance de la protection des fonds de la clientèle à travers des dispositifs de cantonnement rigoureux.
This report evaluates how competent authorities have implemented previous recommendations regarding ICT risk assessment within the Supervisory Review and Evaluation Process (SREP). The document highlights a significant shift in the regulatory landscape due to the application of DORA, which establishes a unified framework for financial sector resilience. According to the findings, supervisors have made notable progress by forming specialized ICT teams, enhancing technical expertise, and adopting automated monitoring tools. Furthermore, the report details the integration of ICT-specific guidelines into broader operational risk assessments to ensure a more cohesive supervisory approach. While most authorities have successfully adopted benchmarking and horizontal analysis, the EBA emphasizes that maintaining supervisory convergence remains an ongoing priority as technology evolves. Overall, the report confirms that the EU is moving toward a more harmonized and robust regime for managing digital risks in banking.
This document presents the formal evaluation of proposed simplifications to the European Sustainability Reporting Standards (ESRS). While the EBA supports the overall goal of reducing the reporting burden for companies, it expresses significant concern that certain permanent reliefs and data omissions could lead to long-term information gaps. The authority argues that a lack of high-quality, quantitative sustainability data may hinder risk management, facilitate greenwashing, and ultimately threaten financial stability. To address these risks, the EBA recommends implementing time-limited transitions for specific disclosure exemptions to ensure companies eventually provide comprehensive metrics. Additionally, the EBA emphasizes the need for interoperability with global standards and calls for the retention of key indicators, such as greenhouse gas emissions intensity, to support informed investment decisions.
These EIOPA guidelines establish a framework for identifying critical insurance functions and removing resolvability impediments to protect policyholders and maintain financial stability. The sources evaluate whether to assume a "complete stop" or a more flexible "partial stop" of services when assessing a firm's failure, ultimately preferring the latter to better reflect economic reality. Authorities are empowered to address structural issues, such as complex group organizations or insufficient loss-absorption mechanisms, that might hinder orderly resolution. Furthermore, regulators may restrict new business lines or products, particularly those under third-country laws, if they complicate the enforcement of resolution powers. National authorities must integrate these standards into their regulatory frameworks to ensure a harmonized level playing field across the European Union. Implementation of these rules aims to safeguard public funds by reducing the necessity for extraordinary financial support during an insurance crisis.
This document presents an official opinion from EIOPA regarding the European Commission’s efforts to simplify and streamline the European Sustainability Reporting Standards (ESRS). While the authority generally supports reducing the regulatory burden for companies, it expresses specific concerns that excessive reporting reliefs could decrease the quality and comparability of essential data. EIOPA emphasizes that maintaining high-quality disclosures is vital for insurance and pension sectors to accurately assess sustainability risks and fulfill their roles as institutional investors. The text highlights the importance of interoperability with international standards, such as IFRS, and ensures that new reporting rules remain consistent with existing EU legislation like Solvency II and the SFDR. Ultimately, the source advocates for a balanced approach where simplification does not compromise the transparency or stability of the financial system.
Cette stratégie érige la cybersécurité en moteur de la **souveraineté numérique** et de la puissance industrielle française. Elle s'articule autour de trois axes majeurs :
1. Innovation et Défense : La cybersécurité est désignée secteur prioritaire. Des programmes comme « Pionniers de l’IA » soutiennent des projets de rupture (ex. : ARKANE), tandis que des investissements massifs (Helsing) renforcent l'IA de défense. La sécurité s'étend également au domaine civil via le projet éducatif OpenEdIAG.
2. Architecture Institutionnelle : L'État structure un cadre de confiance technique. L'**INESIA**, sous l'égide de l'ANSSI et en lien avec l'AMIAD, définit des protocoles d'évaluation rigoureux pour garantir la robustesse des modèles et prévenir les fuites de données en production.
3. Rayonnement International : La France ambitionne d'imposer ses standards lors de sa présidence du **G7 en 2026**, en luttant contre les détournements malveillants. Parallèlement, des initiatives comme celles de la fondation Current AI favorisent l'accès à des outils de sécurité ouverts.
En conclusion, la maîtrise des normes d'évaluation et la sécurisation des systèmes d'IA deviennent des avantages compétitifs, assurant l'intégrité nationale et l'influence diplomatique de la France.ce française du G7 en 2026 concernant la régulation de l'IA ?
L’AMF présente les résultats d’une campagne de contrôles menée auprès de cinq sociétés de gestion afin d’évaluer leurs dispositifs de gestion des risques opérationnels (organisation, procédures, suivi des incidents, couverture et reporting). L’étude souligne que ces sociétés disposent généralement de fonctions dédiées et de procédures structurées, mais identifie des lacunes dans l’évaluation de la gravité des incidents, la formalisation des pertes ou la qualité des données déclarées. Le régulateur rappelle l’importance de dispositifs robustes pour protéger les investisseurs, décrit des bonnes et mauvaises pratiques, et note que certains acteurs ont engagé des améliorations de leurs processus internes.