3 résultats pour « BCBS »
This consultative document outlines a new initiative to organize its extensive library of regulatory guidance and industry practices. By transitioning from individual PDF documents to a consolidated modular framework, the Committee aims to improve the accessibility and long-term maintenance of these materials. This reorganization involves streamlining existing content by removing outdated or repetitive information, resulting in a substantial reduction of total guidance volume. The draft chapters cover diverse topics, ranging from risk management and operational resilience to the prevention of financial service abuse. While the structure is being modernized for a user-friendly online experience, the Committee emphasizes that these changes do not alter current policies or introduce new mandates. Stakeholders are invited to provide feedback on the clarity of the framework and the relevance of the included materials before the project is finalized in late 2026.
The BCBS November 2025 monitoring report (data as of 31 December 2024) on 176 banks shows Group 1 banks’ CET1 ratios rose to 14.0%, with no capital shortfalls under fully phased-in Basel III rules. Full implementation is projected to raise Tier 1 minimum required capital by 1.4% for Group 1 banks, driven mainly by the output floor and market risk revisions. A €5.7 billion TLAC shortfall persists among some G-SIBs. Operational risk’s share of MRC fell to 16.0% as 2008-crisis losses fade, but the report notes Covid-19-related losses may soon increase operational risk capital. Leverage and liquidity ratios remained stable and well above minima.
The BCBS has introduced a voluntary framework for jurisdictions to disclose climate-related financial risks. This framework blends qualitative and quantitative data for a comprehensive view of bank exposures, while offering flexibility due to evolving data. It encourages a holistic approach to understanding disclosure strengths and weaknesses. Implementation is left to individual jurisdictions, and the Committee will monitor developments to update the framework as needed.