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The BCBS November 2025 monitoring report (data as of 31 December 2024) on 176 banks shows Group 1 banks’ CET1 ratios rose to 14.0%, with no capital shortfalls under fully phased-in Basel III rules. Full implementation is projected to raise Tier 1 minimum required capital by 1.4% for Group 1 banks, driven mainly by the output floor and market risk revisions. A €5.7 billion TLAC shortfall persists among some G-SIBs. Operational risk’s share of MRC fell to 16.0% as 2008-crisis losses fade, but the report notes Covid-19-related losses may soon increase operational risk capital. Leverage and liquidity ratios remained stable and well above minima.

The BCBS has introduced a voluntary framework for jurisdictions to disclose climate-related financial risks. This framework blends qualitative and quantitative data for a comprehensive view of bank exposures, while offering flexibility due to evolving data. It encourages a holistic approach to understanding disclosure strengths and weaknesses. Implementation is left to individual jurisdictions, and the Committee will monitor developments to update the framework as needed.