Notre revue
de presse

Basel III monitoring exercise as of 30 June 2024

Date :
The report assesses regulatory capital requirements, leverage ratios, liquidity metrics, and the implementation of total loss-absorbing capacity (TLAC) standards.It provides insights into the banking sector's resilience and the effectiveness of Basel III reforms.Detailed analyses and underlying data are provided.

EBA Consumer trends report 2024/2025

Date :
The EBA report highlights payment fraud, driven by social engineering circumventing security, as the top concern for EU consumers. Rising indebtedness due to "Buy-Now-Pay-Later" schemes and poor lending practices is the second key issue. Thirdly, unwarranted de-risking limits vulnerable consumers' access to essential payment accounts. The EBA will consider actions in 2025/26 to address these issues and enhance EU consumer protection.

The Systemic Risk of ESG Investment

Date :
Quantifying ESG risks is challenging due to unique measurement issues beyond traditional financial risks, hindering firm-level and systemic analysis. Concentrated ESG investments by large institutions correlate with systemic risk, as their simultaneous decisions can destabilize markets. Regulatory frameworks promoting diversification are needed to address this "herd behavior." Further research should explore how ESG risks create hidden systemic vulnerabilities.