This final report from the European Banking Authority (EBA) introduces new Implementing Technical Standards (ITS) for the supervisory reporting of Third Country Branches (TCBs) operating within the European Union. Established under the CRD VI regulatory package, these standards create a harmonized framework to replace fragmented national rules and ensure effective oversight of foreign banking entities. The reporting requirements are structured around a proportionality principle, distinguishing between Class 1 and Class 2 branches to tailor the volume and frequency of data collection based on an entity's size and risk. Under the new mandate, branches must submit standardized templates covering their own financial and regulatory health, as well as critical information regarding their head undertakings and wider group activities. To ease the transition, the EBA has simplified several data requirements and set the initial reporting deadline for March 31, 2027. This initiative ultimately aims to strengthen financial stability and create a level playing field across the EU banking sector.
Ce document du Haut Conseil de Stabilité Financière propose une analyse approfondie du risque cyber en tant que menace systémique pour le secteur financier. Les sources examinent l'explosion des coûts économiques, tout en soulignant la complexité de mesurer précisément ces pertes en raison du manque de données historiques. L'étude identifie plusieurs canaux de transmission, tels que la perte de confiance des clients et l'interconnexion technologique via le cloud, qui pourraient transformer un incident local en crise de liquidité globale. L'émergence de l'intelligence artificielle et de l'informatique quantique est présentée comme un facteur aggravant qui fragilise les méthodes de chiffrement actuelles. Pour contrer ces vulnérabilités, les auteurs préconisent une coopération internationale accrue et s'appuient sur le règlement européen DORA pour renforcer la résilience opérationnelle. Enfin, le texte souligne l'importance des tests de résistance et d'une transition rapide vers une cryptographie capable de résister aux futures capacités de calcul.
Le webinaire réunissant plus de 850 participants portait sur les points d’attention pour la prochaine campagne du questionnaire annuel QLB, les exercices de reporting préparatoires à l’AMLA (collecte C6P 2026 et simulation RAM, impliquant plus de 600 établissements français), ainsi que les projets de normes techniques de niveau 2 du Paquet AML6 soumis à consultation publique par l’AMLA (connaissance de la clientèle, définitions des relations d’affaires et sanctions). Le replay est disponible en ligne.
Ce communiqué de presse de l’AMRAE exprime de fortes réserves concernant la nouvelle contribution de solidarité instaurée par le gouvernement pour couvrir les dégâts liés aux émeutes. Bien que l'association salue l'intégration du dispositif à la Caisse centrale de réassurance, elle dénonce une taxe qui sera inévitablement répercutée sur l'ensemble des assurés, qu'ils soient particuliers ou entreprises. L'organisation critique ce transfert financier qui fait peser sur le secteur privé une responsabilité relevant normalement de l'ordre public et de l'État. Selon l'AMRAE, cette accumulation de prélèvements nuit à la compétitivité des entreprises françaises et réduit la clarté du système de financement des risques. Enfin, l'association appelle à privilégier une stratégie axée sur la prévention plutôt que sur l'ajout de charges financières supplémentaires.
Insurance Europe, representing the European (re)insurance sector, published a statement on 27 February 2026 calling for a "stop-the-clock" on the implementation of the Insurance Recovery and Resolution Directive (IRRD), scheduled to apply from 30 January 2027. The organization expresses concerns over remaining uncertainties in the proposal's scope, definition of critical functions, and funding responsibilities, with only about one year left for preparation. It argues that the current framework risks being overly detailed and burdensome, exceeding international standards and potentially harming EU insurers' global competitiveness. Insurance Europe proposes ten measures to make the IRRD proportionate, clear, and workable, including postponing the timeline, phasing in requirements, scaling back reporting templates, adopting a risk-based approach, and conducting a full impact assessment.
This position paper emphasizes that climate resilience is a shared responsibility requiring cooperation between the insurance industry, public officials, and private citizens. While insurers offer financial protection and risk expertise, the document argues that governments must lead on preventative measures like updated building codes and improved land-use planning to keep risks manageable. To address the rising costs of natural disasters, the sources advocate for a transition from reactive relief to proactive investment in long-term adaptation and nature-based solutions. Furthermore, the text highlights the importance of transparent data and sector-specific roadmaps to guide societies toward a more stable, net-zero future. Ultimately, the goal is to maintain insurance affordability through unified European support and robust national partnerships.
This consultative document outlines a new initiative to organize its extensive library of regulatory guidance and industry practices. By transitioning from individual PDF documents to a consolidated modular framework, the Committee aims to improve the accessibility and long-term maintenance of these materials. This reorganization involves streamlining existing content by removing outdated or repetitive information, resulting in a substantial reduction of total guidance volume. The draft chapters cover diverse topics, ranging from risk management and operational resilience to the prevention of financial service abuse. While the structure is being modernized for a user-friendly online experience, the Committee emphasizes that these changes do not alter current policies or introduce new mandates. Stakeholders are invited to provide feedback on the clarity of the framework and the relevance of the included materials before the project is finalized in late 2026.
This is a consultation on revising joint guidelines for assessing the suitability of management body members and key function holders at EU banks and investment firms. Open until 25 May 2026, it is part of a broader “Suitability Package” that includes draft Regulatory Technical Standards on documentation requirements. The revisions aim to harmonize suitability assessments across the EU, reflect new Capital Requirements Directive requirements, clarify controls for third-country branches, link assessments with anti-money-laundering frameworks, and introduce simplification measures.
A public hearing is scheduled for 15 April 2026.
Ce retour sur la réunion de Place sur les Entreprises d'investissement (EI) détaille les exigences réglementaires et les modalités de supervision imposées par l'ACPR aux établissements financiers, en mettant l'accent sur la gouvernance interne et la gestion des risques. Il définit une séparation stricte entre les organes de surveillance et de direction, tout en exigeant une transparence totale sur l'actionnariat et les fonds propres.
Un volet majeur concerne la mise en conformité avec le règlement DORA, incluant la tenue d'un registre des services technologiques et des tests de résilience numérique. Le retour précisen également les protocoles de reporting via le portail OneGate et les critères d'évaluation de l'ICARAP pour garantir la solvabilité. Enfin, l'autorité souligne l'importance de la protection des fonds de la clientèle à travers des dispositifs de cantonnement rigoureux.
This report evaluates how competent authorities have implemented previous recommendations regarding ICT risk assessment within the Supervisory Review and Evaluation Process (SREP). The document highlights a significant shift in the regulatory landscape due to the application of DORA, which establishes a unified framework for financial sector resilience. According to the findings, supervisors have made notable progress by forming specialized ICT teams, enhancing technical expertise, and adopting automated monitoring tools. Furthermore, the report details the integration of ICT-specific guidelines into broader operational risk assessments to ensure a more cohesive supervisory approach. While most authorities have successfully adopted benchmarking and horizontal analysis, the EBA emphasizes that maintaining supervisory convergence remains an ongoing priority as technology evolves. Overall, the report confirms that the EU is moving toward a more harmonized and robust regime for managing digital risks in banking.