4 résultats
pour « Financial institutions »
Le rapport du Financial Stability Board (FSB) met en lumière des risques systémiques liés à l’adoption de l’intelligence artificielle (IA) dans la finance, au-delà des récits d’efficacité. Il souligne que les institutions financières dépendent de plus en plus de technologies externes, notamment de quelques géants technologiques, pour les modèles d’IA et les infrastructures. Ce rapport identifie quatre risques majeurs : une dépendance croissante à des tiers, une concentration alarmante dans la chaîne d’approvisionnement, des difficultés de régulation dues à des définitions incohérentes et le risque de panurgisme numérique amplifiant les instabilités de marché. Les efforts de surveillance restent embryonnaires, soulignant un défi majeur pour la stabilité financière.
The BCBS has introduced a voluntary framework for jurisdictions to disclose climate-related financial risks. This framework blends qualitative and quantitative data for a comprehensive view of bank exposures, while offering flexibility due to evolving data. It encourages a holistic approach to understanding disclosure strengths and weaknesses. Implementation is left to individual jurisdictions, and the Committee will monitor developments to update the framework as needed.
In 2024, despite global challenges like AI advancements, elections, geopolitical instability, climate events, and cyber threats, EIOPA focused on safeguarding the public interest in the European financial system. They successfully executed their work program, emphasizing sustainable insurance/pensions, digital transformation, consistent supervision, high-quality advice, and financial stability. EIOPA also initiated regulatory simplification, stressing prudence to maintain a robust framework, and will collaborate with the European Commission to enhance the Savings and Investment Union. Their ongoing commitment is to ensure a robust, resilient, and well-regulated industry for all stakeholders.
This study analyzes tone consistency in bank risk disclosures from regulatory Pillar 3 reports and annual IFRS reports. Findings indicate that optimistic P3 tones enhance annual report informativeness, while pessimistic tones can obscure it.