5 résultats
pour « europeancommission »
This position paper from Insurance Europe outlines their response to the European Commission's consultation on supplementary pensions, specifically addressing pension tracking systems, pension dashboards, auto-enrolment, and a review of the Pan-European Personal Pension Product (PEPP) Regulation and the Institutions for Occupational Retirement Provision (IORP II) Directive. The document emphasizes the importance of national diversity in pension systems, advocating against "one-size-fits-all" EU-level measures. It provides feedback on the effectiveness and challenges of existing frameworks, offering suggestions for improvement while consistently highlighting the need for flexibility, proportionality, and respect for national specificities in any proposed reforms. The paper also discusses the limited uptake of PEPP due to its complex and restrictive design, and offers insights into optimizing IORP II for long-term investment and member protection.
The position paper underscores insurance’s central role in financial resilience, noting that roughly 90% of EU consumers hold at least one insurance product. It urges that the new Agenda:
• formally recognize insurance as a strategic enabler of economic and social stability;
• simplify and align regulation to insurance’s specific characteristics;
• support innovation in digitalization and AI with coherent rules;
• streamline consumer disclosures and enhance financial and insurance literacy to aid informed decision‑making.
The insurance industry supports delaying the Corporate Sustainability Reporting Directive (CSRD) and Corporate Sustainability Due Diligence Directive (CSDDD) until 2028 while negotiations continue. Insurance Europe emphasizes the need for more time to assess impacts and avoid excessive regulatory burdens. Key recommendations include reducing CSRD reporting requirements, postponing CSDDD deadlines, simplifying EU Taxonomy rules, and removing Sustainability Risk Plans under Solvency II.
The European Commission’s new proposals aim to simplify EU rules, reduce administrative burdens by 25% (35% for SMEs), and boost competitiveness. Targeting sustainable finance, due diligence, and carbon mechanisms, they could save €6.3 billion annually and unlock €50 billion in investments, fostering growth while supporting climate goals.
This article discusses the need for #regulation of #robots and #ai in #europe, focusing on the issue of #civil #liability. Despite multiple attempts to harmonize #eu#tort #law, only the liability of producers for defective products has been successfully harmonized so far. The #aiact, published by the #europeancommission in 2021, aims to #regulate AI at the European level by classifying #smartrobots as "high risk systems", but does not address liability rules. This article explores liability issues related to AI and robots, particularly when using #deeplearning #machinelearning techniques that challenge the traditional liability paradigm.