The position paper underscores insurance’s central role in financial resilience, noting that roughly 90% of EU consumers hold at least one insurance product. It urges that the new Agenda:
• formally recognize insurance as a strategic enabler of economic and social stability;
• simplify and align regulation to insurance’s specific characteristics;
• support innovation in digitalization and AI with coherent rules;
• streamline consumer disclosures and enhance financial and insurance literacy to aid informed decision‑making.
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