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Le tableau de bord des risques d'assurance d'avril 2026 analyse la stabilité financière du secteur européen en s'appuyant sur les données prudentielles de Solvency II. Ce document évalue diverses catégories de vulnérabilités, allant des risques macroéconomiques aux enjeux émergents liés à la numérisation et au changement climatique.

The Q4 2025 EBA Risk Dashboard summarizes the European banking sector’s condition using a "traffic light" Risk Indicator heatmap. The report describes a period of high liquidity, noting that no sampled assets fell into the highest risk category for Liquidity Coverage Ratios. While solvency remains strong, with 79% of assets in the top Tier 1 capital bracket, this reflects a slight decrease from 2024. Profitability remains a concentrated risk, as nearly half of assets show high cost-to-income ratios. Overall sector stability is monitored through asset-weighted indicators and a composite Risk Assessment meter.