3 résultats pour « digitaltransformation »
This study on the insurance sector’s digital transformation highlights a paradox: adopting technologies like cloud computing, AI, and IoT enhances efficiency but increases cybersecurity risks. A survey of 150 professionals and interviews with 15 executives show a strong correlation (r = .78, p < .01) between digital technology use and security incidents, with phishing (88%), cloud misconfigurations (45%), and IoT vulnerabilities (25%) prevalent. Traditional defenses score high (e.g., network perimeter: 4.1/5), but IoT and software supply chain security lag (2.4–2.7/5). Cyber insurance now uses dynamic risk assessments, with 90% of underwriters employing external security ratings and 75% applying surcharges for high-risk technologies.
This study finds that corporate digital transformation (CDT) reduces revenue volatility while enhancing financial stability, governance, and ESG performance. Smaller firms benefit more, but excessive digital investments increase operating risks. Stronger infrastructure, IP protection, and digital taxation improve CDT’s effectiveness, ensuring risk reduction without compromising performance or growth potential.
This paper explores the evolving role of #compliance in #digitaltransformation (#dt), as corporations globally embrace technology to enhance competitiveness and address responsible, #ethical, and #sustainable practices. It analyzes the current and potential role of Compliance in DT, emphasizing the need to manage #governance, #risk, and compliance aspects and leverage #esg objectives. The authors conducted interviews with Compliance heads and facilitated a Salon attended by General Counsel and Compliance professionals. The purpose is to encourage international discussions on Compliance's role in digital transformation.