This EBA consultation proposes amendments to the Pillar 3 disclosures framework, integrating new requirements from Regulation (EU) 2024/1623 (CRR3) on ESG risks, equity exposures, and shadow banking entities. It aims to enhance transparency, streamline reporting, and simplify compliance.
Key changes include expanding ESG disclosure scope to more institutions with a proportionate approach, clarifying existing large institution disclosures, aligning with Taxonomy Regulation, and providing transitional provisions. The goal is to improve market discipline and ensure consistent, clear financial reporting across the EU banking sector.
2 résultats
pour « shadow banking »
Open banking, shadow banking and regulation
Open banking creates diverse models: competitive and monopolistic banks. Policy changes impacting relative profitability lead banks to shift types. Increased capital requirements favor competitive banks, potentially raising system risk. Deposit rate ceilings can increase risk by promoting growth in the riskier competitive sector. Introducing a shadow banking sector benefits monopolistic banks, reducing overall system risk.