3 résultats pour « autoinsurance »
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It proposes policy changes to reduce the cost and improve the value of #autoinsurance in #canada. The study found that Canadians pay the highest premiums in the world for auto #insurance relative to GDP, with personal injury coverage being the most significant contributor to overall differences. The paper recommends product reforms and addressing #autorepair#fraud to increase consumer choice, reduce disputes, and provide better value.
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"We describe a simple model of #insurance demand that can be applied to the #propertyinsurance, #liabilityinsurance, #lifeinsurance, and #healthinsurance markets. We also demonstrate how #riskaversion affects a variety of real-life insurance decisions made under conditions of #uncertainty, including how much the market will bear to pay for insurance administrative expenses and how demand varies for different types of #autoinsurance#coverage.”
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"... we develop a framework based on a combination of a neural network together with a dimensionality reduction technique t-SNE (t-distributed stochastic neighbour embedding)... The obtained results, which are based on real insurance data, reveal a clear contrast between the high and low risk policy holders, and indeed improve upon the actual risk estimation performed by the insurer."
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