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  • Photo du rédacteurHélène Dufour

What’s next for the insurance sector in 2022

"The ongoing environment of low rates has been weighing heavily on insurers’ profitability, especially life insurers, with guarantee products suffering the most. But under the Solvency II framework, return on capital is not the only consideration. In portfolio allocation strategies, insurance companies have to find a balance between higher returns on capital, lower solvency capital requirement (SCR) and longer duration."

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