"The ongoing environment of low rates has been weighing heavily on insurers’ profitability, especially life insurers, with guarantee products suffering the most. But under the Solvency II framework, return on capital is not the only consideration. In portfolio allocation strategies, insurance companies have to find a balance between higher returns on capital, lower solvency capital requirement (SCR) and longer duration."
Traditional #statistical and #algorithm-based methods used to analyze #bigdata often overlook small but significant evidence. #bayesian #statistics, driven by #conditional #probability, offer a soluti
"The #eu proposal for the #artificialintelligenceact (#aia) defines four #risk categories: unacceptable, high, limited, and minimal. However, as these categories statically depend on broad fields of a
This paper claims to contribute to the understanding of #peertopeer, #decentralized distributed #insurance as a viable alternative to traditional insurance models, offering potential solutions to addr