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France Assureurs publie la 9ᵉ édition de son étude annuelle “Assurance et finance durable”, présentant les données clés du secteur de l’assurance à fin 2024 dans une perspective ESG (environnementale, sociale, gouvernance) à l’occasion du 10ᵉ anniversaire de la COP 21 et de l’Accord de Paris. Le rapport dresse un état des politiques d’investissement responsable des assureurs, incluant objectifs de neutralité carbone à 2050, analyse de l’impact sur la biodiversité, niveaux d’investissements verts et exposition aux énergies fossiles, ainsi que l’intégration de critères durables dans les produits d’assurance et l’accompagnement des épargnants.
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Europe is facing an unprecedented surge in cyber threats. Malware targeting banking apps alone has grown 200% year-on-year, with affected applications tripling from 600 to 1,800. These numbers reflect a simple truth: cybersecurity is no longer just a tech challenge—it’s a talent challenge.

Despite growing investments, Europe’s cybersecurity skills gap continues to widen, leaving our digital ecosystem exposed. Today, this shortage of skilled professionals is arguably our single greatest vulnerability.

To close this gap, ENISA introduced the European Cybersecurity Skills Framework (ECSF)—a much-needed step toward a common skills language across Member States. Its ambition is right. Its mission is essential. But its practical impact remains limited.

A recent structural analysis highlights six critical gaps holding the ECSF back:

🔹 No seniority levels, making career pathways unclear

🔹 Weak links between tasks, skills, and knowledge, complicating curriculum design

🔹 No graded proficiency levels, limiting meaningful assessment

🔹 Inconsistent role definitions, misaligned with real-world job functions

🔹 Flat, unstructured knowledge lists, difficult to reuse or map

🔹 Lack of scalable coding, hindering interoperability with frameworks like NICE, SFIA, and CyBOK

The good news? These issues are solvable.

A smarter, next-generation ECSF could be built by:

1️⃣ Introducing hierarchical categories for tasks, skills, and knowledge

2️⃣ Defining explicit links between them

3️⃣ Integrating competence tiers

4️⃣ Adding junior–mid–senior levels

5️⃣ Creating a modular structure for emerging domains

6️⃣ Mapping skills directly to training and certifications

This is more than framework design—it’s a strategic investment in Europe’s digital sovereignty. A coherent ECSF empowers educators, enables precise hiring, enhances mobility across Member States, and builds the coordinated workforce we urgently need.
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This annual report analyzes how cybersecurity policy translates into practical actions, investments, and operational changes within organizations across the EU, particularly those in high-criticality sectors under the NIS2 Directive. The findings, based on a survey of over 1,000 professionals, highlight that while regulatory compliance is the main driver of investment, challenges persist, such as the cyber talent crunch and difficulties with fundamental tasks like patching and security assessments. Key insights from the report show a shift in spending toward technology and outsourcing, and an ongoing concern over ransomware and supply-chain attacks. This ENISA study ultimately aims to inform policymakers by revealing the practical obstacles and shifting priorities faced by entities working to enhance their cyber resilience.