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  • Photo du rédacteurHélène Dufour

Valuing insurance against small probability risks: A meta-analysis

A meta-analysis of contingent valuation studies on voluntary insurance for low-probability, high-impact risks finds demand lower than expected. Stated willingness to pay (WTP) averages 87% of expected losses. Factors like loss probability information positively affect WTP, while income and age negatively influence it. Cultural and methodological factors also impact WTP.

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