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  • Photo du rédacteurHélène Dufour

Stress Tests and Capital Requirement Disclosures: Do They Impact Banks’ Lending and Risk-Taking?

"Our results confirm that the publication of capital requirements can have a disciplinary effect since banks publishing their requirements tend to have more robust capital ratios, which improves market discipline and financial stability."

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Climate Risk, Insurance Retreat, and State Response

"Private businesses are making actuarial decisions, assessing that some locations are just too vulnerable to insure. At the same time, this insurance retreat also poses a policy challenge for states a


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