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  • Photo du rédacteurHélène Dufour

Do Insurers Use Internal Capital Markets to Manage Regulatory Scrutiny Risk?

"… almost 50 percent of insurers at risk of facing additional regulatory scrutiny due to failing four Insurance Regulatory Information System (IRIS) ratios received sufficient internal capital to avoid enhanced regulation. Moreover, the likelihood and extent of internal capital allocation are related to regulatory scrutiny risk and the amount of capital allocated is typically just enough to avoid regulatory scrutiny."


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