"We find that banks manage regulatory capital to exceed the threshold and thus to pay lower deposit insurance fees and to have access brokered deposits and financial activities. To reach the threshold, banks use accounting discretion over accruals and real activities, increase equity, and change risk-weighted assets."
“... this article provides anchorage to scholarly audiences when scrutinizing the extent to which privacy and security measures qualify as ‘appropriate’ in the context of liability claims and actions
“Our results have implications for insurance contract design, particularly in the realm of long-term contracting.” LIRE
“This paper provides a comprehensive analysis of the recent EU AI Act, the regulatory framework surrounding Artificial Intelligence (AI), focusing on foundation models, open-source exemptions, remote